Broker
Integritas Wealth Partners
“Applying for a mortgage does not need to mean approaching banks one by one. Through Integritas, your application can be presented to a range of carefully selected lenders…”
Integritas Wealth Partners is regulated by the Jersey Financial Services Commission
What they offer
First-time buyers
We guide you through the mortgage process, helping you understand your options and secure a solution that supports your long term plans.
Buy to let
Whether you are purchasing your first investment property or expanding your portfolio, we help you find mortgage solutions designed to support your property investment strategy.
Remortgaging
Reviewing your mortgage can help you secure better terms or release equity from your property.
Bridging finance
Bridging finance can provide short term funding when timing is critical, such as purchasing a new property before selling another.
Complex cases
If your situation is more complex, like being self employed or buying a unique property, we know which lenders to approach and how to present your case.
As described on integritaswealth.je. Check details with them before you book.
Prices
Integritas Wealth Partners don’t publish prices on their site.
“Many brokers charge a fee just to complete and submit an application, we don't. This means you could save up to £500 by working with us.”
From integritaswealth.je. Prices change: confirm with Integritas Wealth Partners before you commit.
In their words
- “1 Application. 7+ Lenders.”
- “Save up to £500 on brokerage fees.”
- “Island's leading mortgage brokers”
- “Help with more complex cases”
How mortgages work in Jersey
Most buyers go straight to a bank
About a quarter of Jersey mortgages go through a broker.
Mortgage advice is not yet a regulated activity
Regulation of lending and broking is on its way.
Share transfer and flying freehold
Check your lender is happy with the tenure first.
Budget for stamp duty and the survey
Deposit, stamp duty, legal fees and a survey.
How it works, in more detail
Most buyers go straight to a bank
Jersey mortgages are offered by a small number of island and Channel Islands lenders, and most borrowers apply to one directly. A broker searches across lenders for you; according to SPF, about a quarter of Jersey mortgages are arranged through a broker.
Mortgage advice is not yet a regulated activity
Jersey does not currently regulate mortgage advice or lending to individuals, beyond the supervision of banks as deposit-takers. Some brokers hold Jersey Financial Services Commission licences for the insurance or investment business they also do. The States adopted a consumer credit law in July 2025, which is due to bring lending and broking under the Commission’s supervision.
Share transfer and flying freehold
Not every lender treats every tenure the same way. Share transfer flats and flying freehold are worth raising with a lender or broker before you offer. See how conveyancing works in Jersey.
Budget for stamp duty and the survey
On top of the deposit you pay stamp duty on completion — the stamp duty calculator works it out — plus legal fees and, if you want one, a survey.
Sources: gov.je — consumer credit regulation · gov.je — Code of Practice for Consumer Lending · Bailiwick Express — SPF on the Jersey broker market
Other mortgage brokers and lenders in Jersey
Details taken from each business’s own website on , listed alphabetically and in no order of merit. Homely does not recommend or endorse any of them. Something wrong, or want your business removed? Email info@homely.je.